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While the majority of borrowers in Vancouver bc still remain loyal to their banks, more and more individuals are breaking away from tradition and choosing to go with independent mortgage brokers. These independent brokers offer lower interest rates by pitting banks and other mortgage lenders against each other.
Investors who do their homework know that bond rates have been declining. The Bank of Canada has backed away from increasing rates due to recent unrest in the market. However, there is speculation the Bank of Canada may slightly raise interest rates in the coming months.
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